Month: November 2024

Flood insurance can seem relatively straightforward. Most who are considering flood insurance are looking to defend their properties against flood damage that extreme weather events like hurricanes or flash flooding could cause. But you might be curious: Would flood insurance cover interior flooding that is not caused by external factors? Knowing this ahead of time will prevent you from relying on a policy that may not pay out when you need it most. Let’s take a closer look at what your typical flood insurance policy will cover and how you can get the coverage with the support of us here at Stewart Agency Inc. in Elmira, NY.

Does Flood Insurance Cover External Flooding, Internal Flooding, or Both?

Flood insurance policies are designed to cover external flooding caused by things like storms and hurricanes. This is because specific policies like homeowners insurance may not cover these with their policy. However, flood insurance policies won’t cover internal flooding caused by developments like plumbing leaks. The good news? Most homeowners insurance policies will cover damage caused by flooding due to internal plumbing problems. If you have both a flood insurance policy and coverage for your home or property, you will have the coverage you need to ensure you’re protected against flooding inside and out.

Secure a Flood Insurance Policy Seamlessly With Stewart Agency Inc.

If you live in an area susceptible to floods, having a flood insurance policy can provide you with the peace of mind you need, knowing that you’ll be able to afford any damages caused by flooding. We here at Stewart Agency Inc. in Elmira, NY are always ready to support you as you look for flood insurance for your home. Compare New York insurance quotes with us today!