How Much Commercial Coverage Do I Need?

If you live in Elmira, NY and you’re going to be starting a business, then you will need to think about the type of commercial coverage you need. Trying to determine the type and how much commercial coverage to purchase can be one of the most difficult things that a new business owner must decide. Here is an overview that could help.

Do You Need Commercial Auto Insurance?

One aspect of choosing commercial insurance is determining whether you need commercial auto insurance. You will need commercial auto insurance if you have company vehicles that are used strictly for business purposes. If you opt to maintain regular auto insurance on business vehicles, then you could put yourself at risk of liability. 

Do You Need to Consult an Expert?

If you are still struggling to determine how much commercial coverage to obtain, then you may need to consult with an expert. The expert will assess your business, ask you several questions about the type of business you run, and then come up with a pretty accurate amount of commercial coverage to opt for. This can save you the headache of purchasing too little or too much coverage, which is easy to do when you’re a new business owner. 

Stewart Agency Inc. Is Here To Help

As you can see, commercial insurance coverage is important, but it can be very difficult to determine how much coverage to purchase. Once you have made that determination, if you need a new insurance company, then we at Stewart Agency Inc. serve the Elmira, NY area, and we’re accepting new customers. We offer several insurance coverage types, top-notch customer service, and great coverage. We pride ourselves on catering to our customers to ensure we exceed their expectations, so give us a call today so we can give you an estimate.