Tag: rv insurance

RVs offer the perfect way to explore the great outdoors, but they also face unique challenges, especially when extreme weather strikes. At Stewart Agency Inc. in Elmira, NY, we know that storms can pose serious risks to RV owners, from sudden hail damage to the dangers of high winds. Understanding these risks can help you protect your mobile home.

Lightning Strikes and Electrical Damage

One of the biggest concerns during a thunderstorm is lightning. Because RVs are often parked in open spaces, they can become targets for lightning strikes. While most RVs are designed to disperse electricity safely, a direct hit can still cause power surges, fry electrical systems, and even start fires. If you’re caught in a storm, unplugging electrical hookups and using surge protectors can help prevent costly damage.

Hail Can Cause Significant Damage to Your RV’s Exterior

Hailstorms can be brutal on an RV, leaving behind dents, cracked windows, and even punctures in the roof. Unlike a standard vehicle, an RV’s larger surface area means there’s more opportunity for damage. Parking under shelter when possible or using an RV cover can help minimize the risk, but having the right insurance coverage is essential for repairs.

High Winds and the Risk of Tipping

Strong winds can be dangerous for RVs, especially when driving. Crosswinds can push your vehicle off course, while extreme gusts can even tip a parked RV over. If high winds are in the forecast, securing your RV with stabilizers and avoiding travel can help keep you safe.

Stay Protected with Appropriate Insurance

At Stewart Agency Inc. in Elmira, NY, we understand the risks RV owners face when dealing with extreme weather. Contact us today to review your RV insurance policy.