• Elmira, NY Phone: 607-734-6527
  • Corning, NY Phone: 607-962-6831

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Elmira Office

2205 College Ave
Elmira, NY 14903

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Corning Office

39 E Pulteney St
Corning, NY 14830

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Stay Dry and Safe with Flood Insurance

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Insurance for all of life’s needs is something most of us look for and what we offer to residents throughout the greater Elmira, NY area at Stewart Agency Inc. That also includes insurance for concerns such as flooding which can not only be dangerous but costly.

Don’t Be Overwhelmed

The greatest weapon a flood has is its ability to overwhelm, well – virtually everything in its path. And even the smallest flooding incidents can result in expensive damages from repairs to lost and destroyed valuables.

Fortunately, when floods strike, there is help. When it comes to helping recover what you have lost as a result of a flood, the team at Stewart Agency Inc. is here to help, so you can get back to recovering and to life after the storm. 

Floods overwhelm everything, but you don’t have to be overwhelmed in the aftermath and in the recovery process. To be prepared for all the storms that life can throw at us, let the experienced and friendly professionals at the Stewart Agency show you how the right plans and policies can make a difference.

Need Flood Insurance? Contact Us Today

If you are looking for flood insurance in or around the Elmira, NY area, look no further than the Stewart Agency Inc. Don’t be left waist-deep or alone following a flood, and get the coverage, peace of mind, and partner you deserve for all your flood insurance needs.

Contact us today to learn more or to schedule an appointment, and don’t be left alone after the storm hits. For flood insurance and more, your friends and neighbors at the Stewart Agency Inc. are here to help.

A Short Guide to Smart Locks

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Smart locks are among the latest in home security trends as they offer a convenient and secure way to control your home’s access. These keyless, high-tech entry systems can be accessed remotely and offer remote monitoring of your home. If you live in and around the Elmira, NY area, the insurance professionals at Stewart Agency, Inc. offer the following helpful guidance regarding smart locks:

Types of Smart Locks

The market for smart locks is still somewhat in its infancy, so current smart lock applications are currently evolving. Most available smart locks offer user management options, integration with smart home systems, as well as the ability to maintain and download activity logs of those who accessed your home. The following are a few of the types of smart locks available in the marketplace-

  • Wi-Fi Enabled– connecting through your home’s network.
  • Key-based– uses a touchpad to enter a defined code.
  • Bluetooth Enabled- connecting through a smartphone, etc.
  • Biometric- uses biometrics like fingerprinting, etc.

Do Smart Locks Impact Home Insurance?

The implications on insurance may include:

  • Certain policies may offer discounts on premiums for homeowners who have installed a security measure, like a smart lock. This is because a smart lock adds a layer of security.
  • Smart locks can help should you need to defend against a liability claim. For example, if you use smart locks to allow access to contractors, it shows reasonable caution and may limit liability in case of an incident.

Contact Us Today

If you live in the greater Elmira, NY area and would like additional information regarding how smart locks may impact your home insurance, contact the Stewart Agency, Inc. We look forward to meeting your New York State insurance needs today.